TERMS & CONDITIONS
The Website www.finology.in and its sub-domains (hereinafter referred to as the “Website”, “Site” or “Platform”) are owned, managed, and governed by Finology Ventures Private Limited (hereinafter referred to as “We”, ”Us”, ”Company” or “Finology”), except for sub-domains wherein it is expressly stated that the said sub-domain(s) is owned and/or maintained, operated by any other entity whether company’s group company or not. Wherever the terms “You”, “Your” or “User” are used, they shall include any person whether natural or legal/juristic, including but not limited to any company, incorporation, association, partnership, proprietorship, or group of individuals who access, browse through, visit or avail the services of the Website. The User and the website or the Company may be collectively called the “Parties”.
ENTIRE AGREEMENT
The Privacy Policy as published on the Website is herein incorporated by reference and shall be deemed a part of this Terms of Use from hereon. That, together the Terms of Use and the Privacy Policy shall represent the whole agreement as between the Website or the Company and the User and shall govern the relationship between the Parties. This agreement shall replace all prior agreements and communications existing between the Parties whether direct, indirect, written, or oral.
By accessing, using, browsing through, searching, availing the services, or engaging in anything on the Website, You agree to the Terms of Use disclosed herein, You also accept the information practices as per our Privacy Policy and, you undertake to comply with all laws applicable and in force as interpreted and enforced within the Raipur District of Chhattisgarh State, India.
Failure to comply with any condition, term, or provision contained herein or anything promulgated by these Terms of Use or the Privacy Policy or any such terms or conditions as imposed by the Website or the Company, by any User, shall result in termination of all licenses granted herein (if any). The date of first use in any way of this Website or its services by any User shall be treated as “Commencement Date” of these Terms of Use.
The Company shall be at liberty to amend or modify these Terms of Use and the Privacy Policy from time to time at its sole and exclusive discretion without any prior notice or intimation to any User or anyone else. Continued use of this Website in any way by any User shall constitute the User’s consent to and acceptance of the modified or amended Terms of Use and the Privacy Policy.
WAIVER & SEVERABILITY
Failure to assert any of its rights or wilful ignorance of violation of any of its rights by the Company shall in no circumstances be construed as waiver of such right. In a case where the Company waives off any of its rights, the waiver shall be restricted to that particular instance (case) and the particular right which is so waived off by the Company and shall not affect any other rights arising out of the Terms of Use or Privacy Policy.
The provisions contained in these Terms of Use and Privacy Policy shall be severable and in case any part or provision of the Terms of Use or the Privacy Policy is adjudged to be invalid or unenforceable, the Parties agree that the remaining part and provisions shall continue to be in force and effect, regardless of the part or provision so adjudged to be invalid or unenforceable. Any such provision or part may be amended or reformed by the Company whenever possible or desirable at its sole and exclusive discretion.
OWNERSHIP
Any content available or displayed on the Website or available for download whether for free or a fee or anything shown as a part of an offer for purchase on the Website, is protected by all applicable Intellectual Property Laws including Trademark and Copyright laws, and is the exclusive property of the Company or its licensors. All trade names, trademarks, service marks, and other product and service names and logos on the Website and within the Content (collectively the “Marks”), whether registered or unregistered are proprietary to their respective owners and are protected by applicable trademark and copyright laws, doctrines and principles. Nothing contained on the Website or within the content shall be construed as giving permission, license, or right to use any of the Marks to anyone without prior written consent of the Company or any third-party owner of any such Marks. Any unauthorized or non-permitted use of any such Marks or any content of the Website in any way, for any purpose is hereby expressly prohibited and may invite appropriate action by the company.
LICENSE
You are granted a non-exclusive, non-transferable, limited license to access and use the Website, its services, and the content available on the Website for personal non-commercial use for the applicable fees (if any) subject to the terms and conditions contained herein and in the Privacy Policy.
Unless otherwise agreed or permitted by the Company in writing and in advance, you are hereby prohibited from copying, reproducing, modifying, creating derivative works from, or storing, any Content, whether in whole or in part, contained on the Website. In the absence of the said prior written permission from the Company, you are also prohibited from publishing, transmitting, distributing, displaying, performing, broadcasting, or circulating any such Content for any purpose whatsoever.
Any unauthorized or non-sanctioned advertisement, promotional posts and material, junk mail, spam, chain letters, pyramid schemes, or solicitation in any other form, for any purpose, on the Website is hereby expressly prohibited. Users are also restricted from posting any inappropriate, offensive, hateful, pornographic, false, misleading, infringing, defamatory, or libellous content targeting any person, gender social or ethnic group, or nationality. The Users hereby undertake to not use the Website for any unlawful purpose whatsoever and to honor all reasonable requests by the Company or the Website to protect its proprietary rights and interests.
TERMINATION
The Company and the Website shall be entitled to terminate or suspend any User’s access to the Website or its services, if it is found that any User violates the letter or spirit of these Terms of Use or the Privacy Policy or that their conduct is unlawful, on their sole and exclusive discretion without any prior notice or intimation to such User and without any refund, compensation or monetary reimbursement of any kind for any reason whatsoever. Neither the Company nor the Website shall under any circumstances be liable to any User or any third party for termination of the User’s access to the Website or its services for any reason.
The only recourse available to Users who do not agree to these Terms of Use or the Privacy Policy is discontinuing the use of the Website. Upon termination of this agreement between the Parties, the User shall be bound to destroy all copies of any material provided by the Company or the Website in his/her possession and shall refrain from further use of the same.
It is hereby clarified that in case of multiple logins from different devices and different IP addresses are found which at the company’s sole discretion is found to be like sharing the same subscription with multiple persons, such subscription shall be terminated with immediate effect and no refund shall be given for the same and appropriate action may be taken by the company.
REGISTRATION
Registering on the Website provides special restricted access to the Website and its content, and services which is restricted to a single user only. For registering every User is required to provide his email address, name, etc., and must select a password. While registering, the Users are bound to provide complete, accurate, and updated information, and failure to do so shall constitute a breach of this Agreement and shall expose them to the risk of termination of their access by the Company.
Having someone else register on the Website or using, browsing, accessing, or availing the services of the Website through a third, binds the actual User to these Terms of Use and the Privacy Policy, as if they registered, used, browsed through, or availed the Website or its Services themselves personally.
Users are alone responsible for maintaining the confidentiality of their registered account and login credentials and are liable for any activities that occur via such accounts.
THE USER'S CONTENT
The Website and the Company shall be entitled to use the information provided by the Users in their print or electronic publication (“User Content”). However, the Users are hereby assured that their information shall only be used in accordance with the Privacy Policy and in a way so as not to infringe their privacy. Users shall be solely responsible for the accuracy, correctness, and authenticity of the information provided by them. The Website shall be entitled to remove, edit, review, or delete the User Content if it finds it to be illegal, incorrect, offensive, or inappropriate in any way.
The Users are prohibited from entering or distributing any material on or through the Website that is promotional in nature or which results in solicitation without prior written permission or consent of the Website.
The Users shall be liable to indemnify the Company and the Website including their employees, affiliates, and authorized representatives, for any loss, damages, liabilities, or costs including but not limited to reasonable attorney fees incurred by them as a result of breach of this Agreement by the User or inaccuracy, falsity, incorrectness or illegality of material or information entered into the Website using User’s account on the Website.
ADVERTISERS
The Website may contain sponsored content and advertisements. Neither the Company nor the Website shall be responsible or liable for the accuracy, legality, correctness, completeness, or contemporariness of the advertisements or the sponsored content and the sponsors of such advertisements or sponsored content shall be solely responsible for the same. The Company and the Website shall also be immune from any liability arising out of any act or omission on the part of the sponsors of such advertisements or sponsored content. The said sponsors shall be liable to indemnify the Company or the Website including their employees, affiliates, and any authorized representatives for any loss, damage, costs, or any expense incurred by them including but not limited to reasonable attorney fees because of any fault or defect in the content or advertisement sponsored by them or any act or omission on their part.
LINKS TO OTHER WEBSITES
The Website contains hypertexts, links, and addresses to other websites and web pages for the reference and convenience of its Users. These hypertexts, links, and addresses may take the Users to different web pages and websites owned and operated by persons, groups, or incorporations other than the Company and are the sole responsibility of their respective owners and managers.
Neither the Company nor the Website has any control or ownership over what is displayed on such websites and webpages for any purpose and hence neither of them is responsible for the content available on such websites and webpages. When You choose to click on and visit any such webpage or website, You agree that neither the Company nor the Website is responsible nor liable for the accuracy, correctness, or legality of the content, services, products, or other material on such websites and webpages.
Any reference or display of any names, products, services, or marks belonging to or offered by a third party or the presence of their hypertexts or links on the Website, does not necessarily constitute any recommendation, endorsement, or sponsorship of such third party or its products or services. The Users are solely responsible for their use or access to any third-party content or products or services and for all related risks of viruses, worms, trojan horses, and other harmful material on such websites or webpages.
LIMITATION OF LIABILITY
Under no circumstance or event shall the Company, the Website, or any of its affiliates, employees, agents, suppliers, licensors, or any authorized personnel or representatives be liable for any direct, indirect, consequential, incidental, special, punitive, or exemplary damages including without limitation to damages for loss of goodwill, use, profits, data or any other tangible or intangible loss related to or arising out of the use of, breach of or inability to use the Website or services provided by the Website, moreover, the said entities and individuals shall also be immune from any liability to compensate any User in any way for any loss, damage or injury caused because of hacking, tempering or unauthorized use or access of User’s account or any information contained therein.
If at all any liability, of whatsoever nature (including damages, claims, and compensations) is implied on the Company under these terms, including for any implied warranties, the said liability is limited to the amount that the user pays/has paid to use the services.
Further, in no case shall the Company or the Website be liable for any:
The presence of Professionals or any third party on the Website or any database maintained by the Website shall not in any case be construed as recommendation, solicitation, or endorsement of any such Professional or third party. Any information about such Professional or third party shall not be treated as a device to confirm their credibility, qualification, or abilities.
SPECIFIC ADDITIONAL TERMS FOR SUB-DOMAINS/PRODUCTS
Finology reserves the right to offer these products either independently, or/and as part of an offering which may be a bundle, package, complimentary access, or any combination deemed suitable in its sole discretion. It is clarified that Finology also reserves the right to offer these bundles, packages, and complimentary access selectively to a certain segment of users which it may determine from time to time. Further, Finology reserves the right to discontinue bundles at its sole discretion.
FINOLOGY QUEST
The Company is neither a university nor an educational institution, nor is it associated or affiliated with any university or other educational institution. The courses offered by the Website are not certified by any educational body or Central or State government including any government body. The certificate provided by the Website on completion of its courses by the Users is not equivalent to any degree, certificate, or diploma provided by any registered educational institute.
We provide certification for some of our concept-driven or static courses. Users enrolling in any of these courses offered will be granted an e-certificate stating the completion of the course opted by them and the date of completion. The name on the certificate is the same as the one you provide when signing up for the courses. All the Users are hereby informed that they shall be granted the said certificate only on due completion of the course and submission of all given tests and assignments, it is further informed that the Company may on its sole and exclusive discretion refuse to issue the said certificate if it finds that any User is in contravention of this Agreement or any other policy as promulgated. The said certificate be sent to the Users on the email ID provided by them at the time of signing up for any of these courses, and not on any other email ID in any case and that issuance of the certificate may take up to 30 working days after due completion of the Course opted by any user.
FINOLOGY SELECT
Select is a platform of Finology Technologies Private Limited.
This platform is a comparison cum review portal that compares and reviews demat accounts, and credit cards for now and may in the future include comparison and review of various other financial products/services (collectively called Services).
The aforesaid services are provided by third parties who are banks, non-banking financial companies, stock brokers, or other financial or non-financial institutions (collectively called service providers) and the Company is merely a facilitator for providing the platform to the user for review and comparison. It is further clarified that the Company is not the provider of any of the aforesaid financial products/services.
In addition to tying up with the aforesaid service providers, the Company may tie up with third-party aggregators for listing the comparison and review of the aforesaid financial products/services.
The comparison cum review portal will use algorithms and logic to compare and suggest the most suitable options depending on your requirements. However, the data including but not limited to pricing plans, free transaction limits, penalties, charges, etc. including any other information based on which the recommendation is given to you is directly provided by the service provider (including third-party aggregator where the listing is done through the aggregator) and therefore this comparison cum review portal merely facilitates easy comparison and reviewing of the listed services once the user inputs his/her/their requirements/preferences and should not be constituted as any form of advice, approval or affirmation.
The Company may at its sole discretion, offer certain rewards on a revocable and non-transferable basis to the users for using the platform / opting for any product through the platform. Further, the service providers (including third-party aggregators) may also offer certain rewards/offers to the users. The rewards/offers offered by the Service Providers (including third-party aggregators) are governed by their terms and conditions and the Company shall not be responsible for the same.
For providing the above comparison and review offerings to the user, the Company shall use and share the data of the user with one or more service providers (including third-party aggregators).
The Company is not liable for any losses, costs, damages, or claims in connection with, arising from, or related to, your use of this platform and it is the service providers (including third-party aggregators) who shall be solely responsible for any services that they may provide to you, in accordance with the agreements, terms of use and privacy policy of the said service providers (including third-party aggregators) and in accordance with the law.
The reference to the word Company in respect of FINOLOGY SELECT shall mean Finology Technologies Private Limited.
THE USER EXPRESSLY AGREES THAT HE/SHE SHALL ABIDE BY THE MUTUAL EXCLUSION CLAUSE OF THESE TERMS OF USE.
FINOLOGY RECIPE and FINOLOGY TICKER
Finology Recipe and Finology Ticker utilize distinct toolsets while relying on sourced data. Hence, a common product description applies to both products.
We have taken and continue to take utmost care and caution in the compilation of historical data and updating current data on our website. We also take due care in the analysis of the data. The information and data provided on the website have been obtained and culled out of whatever is available in the public domain and we do not in any way guarantee the accuracy, reliability, completeness, current-ness and/or timeliness of any content, information, data, analysis, software, text, graphics, links or communications provided on or through the use of the Website and we assume no liability and cannot be held responsible for any errors or omissions in such information, data and/or analysis of such information and data nor for the results obtained by any user of the website from the use of such content, information, data, analysis, software, text, graphics, links or communications provided on the Website or for any monetary or other damage suffered by you on account of the delay, failure, interruption, or corruption of any data or other information transmitted in connection with use of the Website; and/or any interruption or errors in the operation of the Website.
The data feed for the website is sourced from various data sources including Accord Fintech using API(s) which in turn source the data from the stock exchange(s). The sourced data is curated using automated algorithms developed in-house or sourced from third parties. The comments and opinions are based on automated formulas. These are prone to errors of automation. We are not responsible for the accuracy, reliability, performance, completeness, comprehensiveness, functionality, continuity, or timeliness of the information, data, or any content available.
Though we make the best efforts for accuracy; the materials appearing on the Site could include technical, typographical, or photographic errors. We do not warrant that any of the materials on the Site are accurate, complete, or current. We may make changes to the materials contained on the Site at any time without notice. However, we do not make any commitment to update the materials.
All information present on the Website is to help investors in their decision-making process and shall not be considered as a recommendation or solicitation of an investment or investment strategy. Investors are responsible for their investment decisions and are responsible for validating all the information used to make the investment decision. An investor should understand that his/her investment decision is based on personal investment needs and risk tolerance, and performance information available on the website is one among many other things that should be considered while making an investment decision. Past performance does not guarantee future returns and performances are subject to market risk. Investments in securities market are subject to market risks and investors should read all the related documents carefully before investing. Derivatives are sophisticated investment products. The investor is requested to take into consideration all the risk factors before actually trading in derivative contracts.
The articles, interactive tools, and other content are provided to you, as self-help tools and for informational purposes only. They are not intended to provide investment advice. The company does not and cannot guarantee the accuracy or applicability of any information regarding your individual circumstances. Examples are hypothetical, and we encourage you to seek personalized advice from qualified professionals regarding specific investment issues. Our estimates are based on past market performance, and past performance is not a guarantee of future performance.
The recommendation service, articles, or other contents are for research, information, and educational purposes only. The User warrants that it shall obtain independent investment advice before making any investment decision as recommendations under any of Finology’s offerings are not a substitute for investment advice. The content on the website should not be construed to be an advertisement for solicitation for buying or selling of any securities or investment products.
THE USER EXPRESSLY AGREES THAT IT SHALL ABIDE BY THE MUTUAL EXCLUSION CLAUSE OF THESE TERMS OF USE.
FINOLOGY INSIDER
Certain posts, articles, stories, or news by whatever name called may be published solely or in collaboration with third parties, the responsibility of the content of which lies with the relevant third party. The said third parties may promote their product or services in the said post, article, story, or news and you are advised to do an independent assessment of the said product or service and the company is not responsible for the same.
The information presented in the post, article, story, or news by whatever name is called, has been compiled from various sources, both internal and external. No representation is made or warranty is given as to the completeness or accuracy of such information and the said information may be outdated. The user is advised to check the information at his/her level before taking any action by placing reliance on the said information.
You may occasionally without any charges or costs, share the entire or a snippet portion of a post, article, story, or news by whatever name called, from the Insider platform using the share feature provided therein. In case you use the option “copy link” under the share feature then you shall give appropriate attribution to the Company and the platform Finology Insider.
However, it is clarified that you shall not use the share feature regularly and solely to provide access to reading material to others.
The comments you post on any post, article, story, or news by whatever name called, may be subject to moderation. Further, you agree that you shall not post any comment that (i) contains pornographic, nudity-related pictures and other forms of obscene comments including vulgar language and sexually suggestive content; (ii) is likely to abuse, harass, threaten, impersonate or intimidate other users; (iii) is false and misleading; (iv) otherwise violates, is prohibited or restricted by applicable law, rule or regulation, is offensive or illegal or violates the rights of, harms or threatens the safety of other users of the (collectively referred to as "Prohibited Content").
FINOLOGY 30
Finology 30 is a long-term stock recommendations service provided by Recipe. It offers insights and recommendations on stocks to buy for long-term investment. The recommendation service, articles, or other contents provided under Finology 30 are intended solely for research, information, and educational purposes. Users acknowledge and warrant that they will seek independent investment advice before making any investment decisions.
Users understand that the information provided in the research reports is subject to change without notice and that the opinions expressed are those of the authors. The reports are not meant or directed for the use or reference of any person residing, situated, or located in any place or jurisdiction where any such use or reference would be contrary to the local law(s). Any such user who receives this report is hereby advised to ignore it.
FINOLOGY RESERVE
The Investment Advisory services are provided by the Investment Advisory division of the Company, the affairs of which are at arm’s length from the other affairs/businesses of the Company and its group companies.
As the regulatory requirement, an Investment Advisory agreement will be entered into with every user who avails these services. To the extent, the terms of use contained herein are contrary to the Investment advisory agreement entered into by and between the user and the Company, the provisions of the Investment advisory agreement shall prevail.
The user agrees to update the risk profile from time to time as and when there is a substantial change in it.
The copies of the risk profiling, and investor advisory agreement shall be available to the user at the Document Vault after login.
THE USER EXPRESSLY AGREES THAT HE/SHE SHALL ABIDE BY THE MUTUAL EXCLUSION CLAUSE OF THESE TERMS OF USE.
MUTUAL EXCLUSION CLAUSE
In terms of the regulatory requirements, the user is hereby informed that the Company is eligible to either offer investment advisory services or distribution/facilitation services to the user (and its dependent family member) and not both.
Thus, the Company shall make all endeavors to ensure segregation of the advisory and distribution activities by not offering both to the same users by placing appropriate post-login disablement/accessibility blocking checks on the website.
Further, it is also the user’s responsibility to:-
In case the user comes across any such instance, then he/she shall immediately inform the same to the Company and the Company may take appropriate steps in this regard.
At any point in time, if it is found by the company that the user (for himself/herself or through his/her dependent family member or through family members on whom he/she is dependent) has been availing of both of the aforesaid services simultaneously, then, in that case, the company has the sole right to decide upon the stopping of any one service immediately.
ADDITIONAL DISCLAIMERS & DISCLOSURE ON SUB-DOMAINS / PRODUCTS
The respective service pages, product pages, or sub-domains, by whatever name called may contain additional and specific disclaimers and disclosures.
The said disclaimers and/or disclosures by whatever name called shall prevail, in case of contradiction with these terms of use, to the extent they are contrary.
PRICING
FINOLOGY ONE
Free Trials
From time to time, we or others on our behalf may offer trials of paid subscriptions for our Finology Premium Membership for a specified period without payment or at a reduced rate (a “Trial”). Finology reserves the right, in its absolute discretion, to determine your eligibility for a Trial, and, subject to applicable laws, to withdraw or to modify a Trial at any time without prior notice and with no liability, to the greatest extent permitted under the law.
For some trials, we will require you to provide your payment details to start the Trial. At the end of such trials, we may automatically start to charge you for the applicable paid subscription on the first day following the end of the trial on a recurring monthly or annual basis. When you provide a Payment Method, we will attempt to verify the information you entered by processing an authorization hold. We do not charge you in connection with this authorization hold, but your available balance or credit limit may be reduced. By providing your payment details in conjunction with the trial, you agree to this charge using such payment details. If you do not want this charge, you must cancel the applicable paid subscription.
Finology Premium Membership
You may participate in our “Finology Premium Membership” by subscribing to pay monthly or annual membership fees for unlimited access to “Premium services.” Premium services are courses & services that are offered as part of Premium Membership at Finology’s sole discretion.
Recurring Billing
The membership fee will be billed at the beginning of the paying portion of your membership and each month or year thereafter unless and until you cancel your membership. We automatically bill your Payment Method each month on the calendar day corresponding to the commencement of your paying membership. We reserve the right to change the timing of our billing if your Payment Method has not been successfully settled. In the event your paying membership begins on a day not contained in a given month, we may bill your Payment Method on a day in the applicable month or such other day as we deem appropriate. For example, if you started your Premium Membership or became a paying member on March 31st, your next payment date is likely to be April 30th, and your Payment Method would be billed on that date.
Complimentary Access
With the launch of Finology 30, all existing Finology One members will receive one month of complimentary access for Finology 30.
Cancellations and Refunds
You may cancel your Finology One Membership & Finology 30 at any time for any or no reason. If you have cancelled your Finology One Membership & Finology 30 you will lose access to all Premium features you enrolled into during your Membership at the end of your billing period. Once your subscription or membership is cancelled, no further payments will be charged starting from next month onwards.
If you choose to sign up as a paying member, your billing date will reset to the day you paid. Payments are non-refundable and there are no refunds or credits for partially used periods. Following any cancellation, however, you will continue to have the benefits of your Finology One Membership & Finology 30 through the end of your current billing period.
Price Changes
We reserve the right, at any time, to change any fees or charges for using any services provided on the Service (or to begin charging fees for any free service), provided that such changes will not apply to fees or charges paid or free services used before the time of the change. Further, any price change to your service will take effect following prior intimation to you.
FINOLOGY RESERVE
There shall be no Free Trials under FINOLOGY RESERVE (including any other investment advisory product by whatever name called)
Nothing contained in this pricing section shall apply in respect of FINOLOGY RESERVE (including any other investment advisory product by whatever name called) and the same shall be governed by the Investment advisory agreement entered into by and between the user and the Company.
COMMUNICATION
The Company (including its employees, affiliates, partners or other representatives, etc.), third-party service providers may communicate with the user over phone and/or e-mail and/or SMS and or push notifications or any other form of electronic communication in connection with your usage of the website or availing of any services. This consent overrides any registration for Do Not Call.
Further, You agree and confirm that if your number is registered in the Do Not Disturb (DND) list of TRAI, you may not receive SMS/phone communication, for which the company shall not be liable and you shall be responsible for taking appropriate steps to de-register from the DND list of TRAI.
The Company relies on Third Party Service Provider(s) for sending /delivery of SMS/e-mail alerts/WhatsApp/push notifications/OTP services. The readability, accuracy, and timely delivery are not in the control of the company and are subject to the performance and infrastructure of the third party. Thus, the Company does not take any responsibility or any liability, whether contractual or legal for any readability, non-delivery, delayed delivery, or skewed delivery of the messages, notifications, OTPs, etc.
GOVERNING LAW & JURISDICTION
This Agreement shall be entered into by the Parties, governed, interpreted, construed, and enforced according to laws applicable within Raipur District of Chhattisgarh State, India, without giving effect to any choice of legal rules and principles. In case of any dispute between the Parties, the same shall be subjected to the jurisdiction of appropriate courts within the Raipur District of Chhattisgarh State.
Users using, accessing, browsing through, or entering into this Agreement in any way from a jurisdiction other than India are solely responsible for compliance with the laws in force in Raipur, Chhattisgarh, and any local laws applicable. The Users waive all defenses of lack of jurisdiction or inconvenience of the forum.
DISPUTE RESOLUTION CLAUSE
It is agreed by the parties that any formation, interpretation, and performance of this policy and any dispute arising out of it will be resolved through a two-step Alternative Dispute Resolution (ADR) mechanism. It is further agreed by the parties that this section i.e., resolution through ADR, will survive even after termination or expiry of the Terms of Use or the Privacy Policy.
Mediation- In case a dispute arises between the parties, the parties will attempt to resolve the same amicably between them, through mutual understanding. If the parties are unable to reach a common ground within 30 days of one party communicating of existence of a dispute to the other, the dispute will be resolved through arbitration.
Arbitration- The parties agree that when they are unable to resolve the dispute through Mediation, the said dispute will be resolved through arbitration. The parties further concur that the arbitration proceeding will be presided over by a Sole Arbitrator, who would be appointed by the Company at its sole and exclusive discretion. The language for arbitration would be English. The seat of arbitration would be Raipur, Chhattisgarh.
The parties agree that the Privacy Policy and any other agreement would be governed by the laws, rules, and regulations of India. The courts in Raipur, Chhattisgarh shall have exclusive jurisdiction over any dispute arising between the parties. The Users waive all defenses of lack of jurisdiction or inconvenience of the forum.
NO WARRANTY
All content, information, and services provided through the Website are provided on an ‘as-is/as-available’ basis and You use the same at your own volition and risk. Neither the Company nor the Website provides any warranty whether express or implied regarding satisfactory quality, suitability for any particular purpose, or any other implied warranty of merchantability as to the result or outcome You may derive out of Your use of the Website or any such result or outcome You may attain out of a relationship you elect to create with any Professional or third-party through the Website. We do not and neither do any of our employees, agents, licensors, or any authorised personnel make any representations or provide any warranty as to the ability of any Professional or third party to obtain a favorable result for any User.
The Users are hereby informed that the Company shall strive to provide the best service to every user but cannot and does not provide any warranty as to the completeness or accuracy of any content or services or that the services provided through the Website will be error-free, uninterrupted or always available. The Users are also informed that they use the Website or avail of its services and download the content available thereof at their exclusive and sole discretion and risk.
ANTI-HACKING PROVISION
In addition to the Terms and Conditions put forth in these Terms of Use and the Privacy Policy, the Users agree and undertake not to:
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